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Pricing

Simple.

Two ways to work together. No commissions. Pick the one that fits where you are.

Investment Management + Financial Planning

Individuals & Families

$500k minimum

What's included

  • Budget & Cash Flow System
  • Emergency Fund Strategy
  • Insurance Analysis
  • Debt Payoff Strategy
  • Retirement Planning
  • Beneficiary Review
  • Major Purchase Planning (Home or Car)
  • Roth Conversion Analysis
  • Surplus Cash Investment Strategy
  • Unlimited Access to Your CFP®

Business Financial Planning

Business Owners

$750/mo

What's included

  • Tax Planning Strategy
  • Business Cash Strategy
  • Credit & Deduction Analysis
  • Business Retirement Planning
  • Surplus Cash Investment Strategy
  • Exit & Succession Planning

Investment management

1.5% on assets under management. No products, no commissions, just a straightforward plan for your money.

Garcia Financial Planning vs Other Financial Advisors

What Makes Garcia Financial Planning Different?

Garcia Financial Planning

Specialization

  • Built for you, a young go-getter figuring it out.
  • Your whole financial life, organized on one plan.
  • Built by a first-gen CFP®, for you, no playbook required.

Education

  • Guided by a CERTIFIED FINANCIAL PLANNER®.
  • Held to a fiduciary standard, your interest comes first.

Pricing

  • Fee-only. No commissions, ever.
  • No products to sell, so no conflicts of interest.
  • No asset minimum for business planning.

Who You Avoid

Specialization

  • Built for retirees, not for you if you're still building.
  • Touches your plan once a year and calls it done.
  • A playbook from a different generation.

Education

  • May or may not be a CFP®, you have to ask.
  • No fiduciary standard, so it's unclear whose interest comes first.

Pricing

  • Paid by commissions when you buy products.
  • A conflict of interest sits at the center of the advice.
  • Often a $1,000,000+ asset minimum to get in the door.

Pricing Questions

Questions about our pricing.