Garcia Financial Planning.
The Simply System

You're Only 2 Months Away
from Financial Clarity.

A five-step system built for young go-getters who want their money working as hard as they do.

Step 1

Free Financial Health Check

Timeline:

Week 1 | Meeting: 40 min

What to Expect:

We see if we're a good fit, talk through what's stressing you out about money, and build your Financial Health Check together.

Outcomes:

  • Clarity on fit
  • Financial snapshot built
  • Process explained
  • No pressure to commit

Step 2

Recommendations Meeting

Timeline:

Week 2–3 | Meeting: 45 min

What to Expect:

We review your Financial Health Check and I walk you through exactly what I'd do, step by step. No jargon. No pressure. Just a clear picture of how I can help.

Outcomes:

  • Financial Health Check reviewed
  • Personalized recommendations presented
  • Your questions answered
  • Clear next step if you'd like to move forward

Step 3

Onboarding (Paperwork Party)

Timeline:

Week 3–4 | Meeting: 45 min

What to Expect:

We make it official. Accounts get opened, your client portal gets set up, and we walk through exactly how everything works going forward.

Outcomes:

  • Accounts opened + connected
  • Client portal set up
  • App walkthrough complete
  • Your financial plan kicks off

Step 4

Weekly Pizza Tracker

Timeline:

Weeks 4–8 (until complete)

What to Expect:

Every Monday you get a simple update — what's done, what's pending, and anything I still need from you. It stops once everything's checked off.

Outcomes:

  • Full visibility into progress
  • Nothing falls through the cracks
  • No guessing on your end

Step 5

90-Day Check-In + Ongoing Reviews

Timeline:

Day 90, then quarterly or semi-annually

What to Expect:

Your first real "For You" meeting. We review what's been done, answer questions, and make sure everything's on track. After that, we meet regularly to adjust as your life changes.

Outcomes:

  • Progress reviewed
  • Questions answered
  • Plan adjusted as needed
  • Ongoing support based on your tier

Ready to experience
the Simply System?

You'll get to know Garcia Financial Planning and see if we're a fit — and you'll walk away with a free Financial Health Check either way. Start by scheduling below.

Free Financial Health Check
What We Offer

Exactly What
You'll Receive

Tax Planning

Zero-Surprise Tax Strategy

  • Quarterly estimates tailored to your income, so April never blindsides you.

  • Real tax-minimization moves — not just a software printout.

  • A plan that adapts as your income, raises, and side income grow.

Zero-Surprise Tax Strategy

Investment Management

Grow Your Income Through Investing

  • Custom portfolios built for young go-getters, not retirees.

  • Annual check-ins to keep your strategy lined up with your life.

  • Mobile-first investing — track everything from your phone.

Grow Your Income Through Investing

Cashflow Planning

No More "Where'd My Money Go?"

  • Automate the boring stuff so you always know what's safe to spend.

  • Quarterly reviews to adjust as your income shifts.

  • Build discipline through consistent budgeting.

No More "Where'd My Money Go?"

Retirement Planning

Retire Early & Save on Taxes

  • Open the right retirement accounts — SEP, Solo 401(k), Roth, the works.

  • A portfolio for someone with decades ahead.

  • Annual progress checks so you actually hit the number.

Retire Early & Save on Taxes

Financial Health Check

Keep Your Financial Health in Check

  • Track the personal finance metrics that actually matter for young go-getters.

  • Ongoing monitoring of your financial vitals — if your income drops, expenses spike, or tax obligations shift, we catch it before it's a problem.

Keep Your Financial Health in Check

Goal Planning

Strategic Planning for Your Big Goals

  • Meet every quarter (not just at tax time) to review new opportunities, income changes, and life moves.

  • Get proactive advice before the big decisions: Should I buy a house? Switch jobs? Start a side business?

  • Unlimited email access between meetings — your money questions don't wait for the next scheduled call.

Strategic Planning for Your Big Goals